RUUT

A business
account built to
scale with you

Manage cash flow across multiple accounts, accept payments, and spend securely. Everything you need to grow your business globally.

Compare plans
RUUT

A business
account built to
scale with you

Manage cash flow across multiple accounts, accept payments, and spend securely. Everything you need to grow your business globally.

Compare plans

Everything your business needs, in one free account

Secure transfers

Safe deposits and payments in the UK.

Easy account management

Open your account online with a UK company.

No minimum deposit

Start your account with zero balance.

Smart team management

Create multiple accounts, assign cards instantly and manage team expenses with full visibility.

Track transfers in real time

Monitor incoming and outgoing payments instantly and stay informed with real-time notifications.

Get paid easily

Accept customer payments and manage your business payouts from one simple platform.

Everything your business needs, in one free account

Secure transfers

Safe deposits and payments in the UK.

Easy account management

Open your account online with a UK company.

No minimum deposit

Start your account with zero balance.

Smart team management

Create multiple accounts, assign cards instantly and manage team expenses with full visibility.

Track transfers in real time

Monitor incoming and outgoing payments instantly and stay informed with real-time notifications.

Get paid easily

Accept customer payments and manage your business payouts from one simple platform.

Things you can do with a RUUT Business Account.

Expand your business internationally

Run your company in the UK while residing in Türkiye or the UK — all fully compliant and online.

Manage company finances with ease

Open and operate your account without a minimum deposit, and access flexible subscription plans tailored to your business.

Send and receive payments securely

Make fast, safe transfers and deposits with strong verification and regulatory protection.

Things you can do with a
RUUT Business Account

Expand your business internationally

Run your company in the UK while residing in Türkiye or the UK — all fully compliant and online.

Open your account in just three steps

Fully digital onboarding, no branch visits, no paperwork. Your business account is ready as soon as we verify your company.

  1. 1Download the app to get started.
  2. 2Select the plan that fits your business.
  3. 3Verify your personal and company details.

After approval, start accepting payments and managing your business finances right away!

RUUT app — Open your business account screen

Open your account in just three steps

Fully digital onboarding, no branch visits, no paperwork. Your business account is ready as soon as we verify your company.

  1. 1Download the app to get started.
  2. 2Select the plan that fits your business.
  3. 3Verify your personal and company details.

After approval, start accepting payments and managing your business finances right away!

RUUT app — Open your business account screen
Essential
Free
Plus
£9.90 / month
Essential
Number of Business Account1 (free)
Virtual Cards1 free
Physical Cards£4.90 (one-time fee)
Additional Physical Cards£4.90 (one-time fee)
Incoming payment (GBP)***Up to 10 free; £0.20 per additional transaction
Debit Card Top up1%
Credit Card Top up2%
Top up (Debit & Credit Card)3%
Money Transfer within UK***£0.20 per transaction
Money Transfer between RUUT accountsFree
Money Transfer to TürkiyeFirst transfer free £3.90 after
ATM Cash Withdrawal UK****2%
ATM Cash Withdrawal International3%
Payment by Link or CardCheck the POS menu for our POS rates
Team ManagementInvite up to 2 people to your team
Recommended
Plus
Number of Business Account3 (free)
Virtual Cards1 free; above fee £0.50 per card (one-time fee, up to 5)
Physical Cards£4.90 (one-time fee)
Additional Physical Cards£4.90 (one-time fee)
Incoming payment (GBP)***Free
Debit Card Top up1%
Credit Card Top up2%
Top up (Debit & Credit Card)3%
Money Transfer within UK***Up to 10 free; £0.20 per additional transaction
Money Transfer between RUUT accountsFree
Money Transfer to TürkiyeFirst transfer free £3.90 after
ATM Cash Withdrawal UK****Up to 3 free; 2% fee per additional withdrawal
ATM Cash Withdrawal International2%
Payment by Link or CardCheck the POS menu for our POS rates
Team ManagementInvite up to 2 people + manage your business across multiple accounts
  • *The customer can use the Plus plan free of charge for the first 31 days after upgrading.
  • **Cards can be linked to any account under the same business profile. The total number of cards requested within one year may be up to 10, consisting of 5 virtual + 5 physical cards.
  • ***The total number of free money transfer transactions for the company profile is limited to 10. This includes all super admins and admins with access to the business account.
  • ****The total number of free ATM withdrawals per month is limited to 3 for the company profile.
RUUT Essential
Free
Recommended
RUUT Plus
£9.90 / month
Your Business Account*
Number of Business Account
1 (free)
3 (free)
Get Your Business Card**
Virtual Cards
1 free
1 free; above fee £0.50 per card (one-time fee, up to 5)
Physical Cards
£4.90 (one-time fee)
£4.90 (one-time fee)
Additional Physical Cards
£4.90 (one-time fee)
£4.90 (one-time fee)
Take Money
Incoming payment (GBP)***
Up to 10 free; £0.20 per additional transaction
Free
Debit Card Top up
1%
1%
Credit Card Top up
2%
2%
Top up (Debit & Credit Card)
3%
3%
Transfer Money
Money Transfer within UK***
£0.20 per transaction
Up to 10 free; £0.20 per additional transaction
Money Transfer between RUUT accounts
Free
Free
Money Transfer to Türkiye
First transfer free £3.90 after
First transfer free £3.90 after
Withdraw Money
ATM Cash Withdrawal UK****
2%
Up to 3 free; 2% fee per additional withdrawal
ATM Cash Withdrawal International
3%
2%
Accept Payments (POS)
Payment by Link or Card
Check the POS menu for our POS rates
Check the POS menu for our POS rates
Manage Your Team
Team Management
Invite up to 2 people to your team
Invite up to 2 people + manage your business across multiple accounts
Get started in minutes — no setup fee.
  • *The customer can use the Plus plan free of charge for the first 31 days after upgrading.
  • **Cards can be linked to any account under the same business profile. The total number of cards requested within one year may be up to 10, consisting of 5 virtual + 5 physical cards.
  • ***The total number of free money transfer transactions for the company profile is limited to 10. This includes all super admins and admins with access to the business account.
  • ****The total number of free ATM withdrawals per month is limited to 3 for the company profile.
FAQ

Plan questions, clear answers

Everything you need to know about your RUUT Business Plan, upgrades, and how fees are charged.

In the RUUT app, you can view which plan you are on and get details about your plan from your profile page.
On the RUUT Business plan page, you can view the following details:Plan Details: Learn about the features and benefits included in your plan.Remaining Usage: See how much of the services offered by your plan you've used and how much usage is left.Plan Start Date: View when your plan started to track renewal dates and durations.Fee Information: Check the monthly fee you pay for your plan.
In the RUUT app, you can select the "Upgrade plan" option from your profile page. During the upgrade process, make sure you have sufficient balance in your account, as the fee for the Business Plus plan will be deducted from your account. Once the payment is processed, you can switch to your new plan and enjoy all the benefits offered by the Business Plus plan.
Upgrading from the RUUT Essential plan to the Business Plus plan offers many advantages! For just £9.90 a month, you can enjoy all the benefits of the Business Plus Plan. Here are some of the advantages awaiting you with the new plan:1. Manage Your Business with More Accounts: You can now manage your company's cash flow with up to three separate GBP accounts.2. More Efficient Team Management:- Additional business accounts exclusive to the Plus Plan can be managed by your team members individually.- You can create a free virtual card and a physical card for each team member.3. Higher Limits:- Your money transfer and card spending limits are now much higher.- Plus, the first three ATM withdrawals per month with your company cards are free.4. Advantageous Money Transfers:- All incoming money transfers within the UK are free.- The first 10 transfers you make within the UK each month are free.And many more promotions and additional benefits are waiting for you.
You won't pay any fees for the RUUT Business Essential plan. When you upgrade to the RUUT Business Plus plan, the plan fee will be automatically charged from your account at the end of one month, starting from the date you make the upgrade.

Do you have more questions?

Find many more answers in our resources, and our team is always here to help with any questions you may have.

Help Centre
FAQ

Plan questions, clear answers

Everything you need to know about your RUUT Business Plan, upgrades, and how fees are charged.

In the RUUT app, you can view which plan you are on and get details about your plan from your profile page.
On the RUUT Business plan page, you can view the following details:Plan Details: Learn about the features and benefits included in your plan.Remaining Usage: See how much of the services offered by your plan you've used and how much usage is left.Plan Start Date: View when your plan started to track renewal dates and durations.Fee Information: Check the monthly fee you pay for your plan.
In the RUUT app, you can select the "Upgrade plan" option from your profile page. During the upgrade process, make sure you have sufficient balance in your account, as the fee for the Business Plus plan will be deducted from your account. Once the payment is processed, you can switch to your new plan and enjoy all the benefits offered by the Business Plus plan.
Upgrading from the RUUT Essential plan to the Business Plus plan offers many advantages! For just £9.90 a month, you can enjoy all the benefits of the Business Plus Plan. Here are some of the advantages awaiting you with the new plan:1. Manage Your Business with More Accounts: You can now manage your company's cash flow with up to three separate GBP accounts.2. More Efficient Team Management:- Additional business accounts exclusive to the Plus Plan can be managed by your team members individually.- You can create a free virtual card and a physical card for each team member.3. Higher Limits:- Your money transfer and card spending limits are now much higher.- Plus, the first three ATM withdrawals per month with your company cards are free.4. Advantageous Money Transfers:- All incoming money transfers within the UK are free.- The first 10 transfers you make within the UK each month are free.And many more promotions and additional benefits are waiting for you.
You won't pay any fees for the RUUT Business Essential plan. When you upgrade to the RUUT Business Plus plan, the plan fee will be automatically charged from your account at the end of one month, starting from the date you make the upgrade.

Do you have more questions?

Find many more answers in our resources, and our team is always here to help with any questions you may have.

Help Centre
READY WHEN YOU ARE

Let's get down to
business

We are making your growth our business. Open an account in minutes and get the tools you need to take payments, manage cash flow, and scale up, all in one place.

Talk to our team
READY WHEN YOU ARE

Let's get down to
business

We are making your growth our business. Open an account in minutes and get the tools you need to take payments, manage cash flow, and scale up, all in one place.

Talk to our team

Your business
Your life
Your RUUT.

Your business
Your life Your RUUT

RUUT

The all-in-one financial partner for UK small businesses.

RUUT is a trading name of Is United Payment Systems Limited, a company registered in England and Wales (Company No. 14364087) with its registered office at Kemp House, 124 City Road, London, United Kingdom, EC1V 2NX. Is United Payment Systems Limited is not authorised or regulated by the Financial Conduct Authority (FCA). The RUUT account is issued by Algbra FS UK Limited, which is authorised and regulated by the FCA under the Electronic Money Regulations 2011 (Firm Reference Number 952360) for the issuing of electronic money. RUUT (Is United Payment Systems Limited) acts as a distributor of Algbra FS UK Limited. Your funds are not covered by the Financial Services Compensation Scheme (FSCS). However, they are held in one or more segregated and safeguarded accounts in accordance with the Electronic Money Regulations 2011. This Visa card is issued by Enfuce UK Ltd pursuant to licence by VISA Europe Limited. Enfuce UK Ltd is authorised and regulated by the Financial Conduct Authority, with the Firm Reference Number 993783.

© 2026 RUUT. All rights reserved.Maxi Digital GmbH is a subsidiary of İş United Payment Systems Limited.