RUUT

One card for everywhere

Whether you’re tapping on the Tube, shopping online, or taking out cash abroad. Zero hidden fees. Total spending freedom. 2% cashback on your daily essentials.*

Apple PayGoogle Pay

*Up to £15/month. Offer valid until 31.12.2026. T&Cs apply

RUUT

One card for everywhere

Whether you’re tapping on the Tube, shopping online, or taking out cash abroad. Zero hidden fees. Total spending freedom. 2% cashback on your daily essentials.*

Apple PayGoogle Pay

*Up to £15/month. Offer valid until 31.12.2026. T&Cs apply

Choose your card

Earn while you spend
2%cashback
on everyday spending. Rewards land in your account automatically.
*Up to £15/month. Offer valid until 31.12.2026. T&Cs apply
Available£124.50
of £200.00 limit
Control
Stay on top of spending — your card uses only your balance.
Apple PayGoogle Pay
Apple Pay & Google Pay
Add to your phone in seconds. Pay anywhere they're accepted.
••••••••••••4892
EXP 12/29CVV •••
Secure online shopping
A virtual card for every checkout, no delivery wait required.
Freeze & unfreeze in one tap
Lost it or just pausing? Freeze or unfreeze your card instantly from the app.
No walletNo cardJust tap.
Don't wait, start spending
Start spending the moment your account is active. No need to wait for a physical card.

Choose your card

Available£124.50
of £200.00 limit
Control
Stay on top of spending — your card uses only your balance.
Apple PayGoogle Pay
Apple Pay & Google Pay
Add to your phone in seconds. Pay anywhere they're accepted.
••••••••••••4892
EXP 12/29CVV •••
Secure online shopping
A virtual card for every checkout, no delivery wait required.
Freeze & unfreeze in one tap
Lost it or just pausing? Freeze or unfreeze your card instantly from the app.
No walletNo cardJust tap.
Don't wait, start spending
Start spending the moment your account is active. No need to wait for a physical card.

Ready to spend in seconds

No delivery wait, no hassle. Your virtual card is ready the moment you finish signing up.

1
Get the app
2
Verify your details quickly
3
Your virtual card is live
RUUT app

Ready to spend in seconds

No delivery wait, no hassle. Your virtual card is ready the moment you finish signing up.

1
Get the app
2
Verify your details quickly
3
Your virtual card is live
RUUT app

Don't wait for the post. Generate your virtual card and start paying straight away

Don't wait for the post. Generate your virtual card and start paying straight away

Common
Questions,
Clear Answers

Do you have more questions?

Find many more answers in our resources, and our team is always here to help with any questions you may have.

Help Centre

The RUUT Visa payment card is a payment card featuring both physical and virtual options, and built on the secure VISA infrastructure.

Key features of the RUUT card:

  • VISA Network: The RUUT card operates on the widely accepted VISA network, meaning you can use your card at many locations worldwide.
  • Contactless Payment: The card supports contactless payments, allowing you to make quick and easy transactions, making your shopping experience more convenient.
  • Linked to Your Chosen Account: The card is linked to your selected RUUT account, ensuring that all transactions are directly processed from that specific account.
  • Spending Limited to Your Balance: With the RUUT card, you can only spend up to the amount available in your account. This helps you stay within budget and manage your expenses more effectively.
  • Cash Withdrawals: With the physical card, you can withdraw cash from ATMs. This feature provides a practical solution for your urgent cash needs.

Common
Questions,
Clear Answers

Do you have more questions?

Find many more answers in our resources, and our team is always here to help with any questions you may have.

Help Centre

The RUUT Visa payment card is a payment card featuring both physical and virtual options, and built on the secure VISA infrastructure.

Key features of the RUUT card:

  • VISA Network: The RUUT card operates on the widely accepted VISA network, meaning you can use your card at many locations worldwide.
  • Contactless Payment: The card supports contactless payments, allowing you to make quick and easy transactions, making your shopping experience more convenient.
  • Linked to Your Chosen Account: The card is linked to your selected RUUT account, ensuring that all transactions are directly processed from that specific account.
  • Spending Limited to Your Balance: With the RUUT card, you can only spend up to the amount available in your account. This helps you stay within budget and manage your expenses more effectively.
  • Cash Withdrawals: With the physical card, you can withdraw cash from ATMs. This feature provides a practical solution for your urgent cash needs.

Your business.
Your life. Your RUUT

Ready when you are
Start your journey with RUUT today

Get started with RUUT
Get started with RUUT

Ready when you are Start your journey with RUUT today

RUUT

Your Business. Your Life. Your RUUT.

RUUT is a trading name of Is United Payment Systems Limited, a company registered in England and Wales (Company No. 14364087) with its registered office at Kemp House, 124 City Road, London, United Kingdom, EC1V 2NX. Is United Payment Systems Limited is not authorised or regulated by the Financial Conduct Authority (FCA). The RUUT account is issued by Algbra FS UK Limited, which is authorised and regulated by the FCA under the Electronic Money Regulations 2011 (Firm Reference Number 952360) for the issuing of electronic money. RUUT (Is United Payment Systems Limited) acts as a distributor of Algbra FS UK Limited. Your funds are not covered by the Financial Services Compensation Scheme (FSCS). However, they are held in one or more segregated and safeguarded accounts in accordance with the Electronic Money Regulations 2011. This Visa card is issued by Enfuce UK Ltd pursuant to licence by VISA Europe Limited. Enfuce UK Ltd is authorised and regulated by the Financial Conduct Authority, with the Firm Reference Number 993783.

Maxi Digital GmbH Taunustor 1, 60310 Frankfurt am MainMaxi Digital GmbH is a subsidiary of İş United Payment Systems Limited.